Credit Card Rewards Audit
Earn maximum rewards! Find out exactly how much rewards you're missing—and which card to use for every purchase.
About the Credit Card Rewards Audit
Are you making the most of your credit card rewards? With so many cards offering different cashback percentages, points, and bonus categories, it's easy to leave money on the table. Our Credit Card Rewards Audit is designed to help you uncover those missed opportunities and ensure you're getting the most value from every dollar you spend.
What It Does
Think of this tool as your personal financial detective for credit card spending. It carefully reviews your past credit card transactions and compares them against the reward programs of all your cards.
Here's how it helps:
- Identifies Missed Rewards: Discover exactly how much cashback or how many points you might have missed out on. We'll show you the specific transactions where a different card would have earned you more.
- Optimizes Card Usage: Get clear recommendations on which card you should have used for various spending categories, like groceries, dining, or gas. This helps you make smarter choices for future purchases.
- Detailed Insights: Receive a straightforward summary highlighting your total missed rewards, a breakdown by spending category, and even the top individual transactions where you could have earned significantly more.
- Maximize Your Earnings: By understanding where you're currently falling short, you can adjust your spending habits and card choices to dramatically boost your rewards, whether it's cashback, travel points, or other perks.
Who It's For
This audit is perfect for anyone who:
- Wants to ensure they're maximizing their credit card benefits.
- Feels overwhelmed by different credit card reward structures.
- Is curious about how much money or how many points they're missing.
- Desires actionable insights to improve their financial strategy.
What We Need From You
- Step 1: Select cards you currently have in your wallet.
- Step 2: Upload csv files of your credit transaction spend. The key columns are: Date, Description, Amount. No Personal information is required.
- Step 3: Associate each csv to the particular card. This ensures we are able to calculate appropriate rewards against your spend.
- Step 4 (optional): If you have it, upload csv files of rewards earned for the same time period as transaction spend.
Stop wondering if you're using the right card and start earning every reward you deserve. Let our Credit Card Rewards Audit empower you to spend smarter and get more back.